Savings

Helping you build your savings with our accessible Savings account

  • Access your money quickly, by telephone, BACS transfer or cash withdrawal and available late spring 2011 by pre paid card.
  • FREE life savings insurance . Terms and conditions apply
  • Manage your account on-line or via telephone
  • Save either by Direct Debit or direct from your salary (check to see if your employer offers this service)
  • You choose how much you want to save and how often
  • Your savings are covered by the Financial Services Compensation Scheme

Shares Account

You open a shares account automatically when you become a member of a credit union.  It is the money in your shares account that will largely determine how much you can borrow. You may withdraw your shares at any time provided you do not have a loan balance which is higher than your shares balance.

Savings Account

This account attracts an interest rate of 2% per annum, which is credited monthly to the account.

Withdrawals can be made at any time, and members have the option to take out secured loans on their savings.

Christmas Savings Club

Always running out of money to buy your Christmas presents?  We’ve got a safe and reliable way you can save for the festive period and prevent those New Year credit card bills!

Junior Saving Account – for under 16s

Our junior accounts are available to those under the age of 16 and pays 4% annual interest. An account can be opened with the child’s birth certificate or passport.

An adult will be identified as being responsible for the account and children under the age of 14 will require this person to be present when withdrawing money from the account.   At the age of 16, anyone with a junior savers account will automatically become an adult member with us.
Download the junior membership form here or call us and we will post a form out to you.

School Bank Savings Club

We operate savings clubs in local schools on a weekly basis, with help from pupil volunteers from P6 and P7 and a volunteer from the local community.

This project has encouraged young people to save from a very early age and teaches them the value of saving along with learning financial capability.

If you are interested in opening a savings club in your local school please get in touch with us.

Withdrawals

Withdrawals can be made at any of our branches.  Photographic ID will be required when a withdrawal is made.